Small Business Support Services

As a small business, your main goals are clear: grow your business, increase revenue, control costs, and increase productivity. Along with these responsibilities, your business and HR managers are tasked with providing greater support on the day-to-day management of employee benefit plans and to contain costs without cutting benefits.

To help alleviate these mounting duties, Benefit Services Group (BSG) created a Small Business Support Services solution. It enables your business and HR Managers to outsource operational responsibilities so they may focus on your main goal – maintaining a successful business. Our Small Business Support Services team has an average of 16 years in the insurance industry with supporting experience in accounting and bookkeeping, benefit consulting, and technology systems. Our team’s priorities are to provide exceptional service to our clients and partners enabling them to focus on their top priority – their business and its employees!

BSG is a privately held, woman-owned business headquartered in Colorado Springs, Colorado with additional offices in Denver, Colorado and Las Vegas, Nevada. We are an active member of National Financial Partners (NFP), which provides YOU the best of both worlds: personalized attention from a local company with resources of a large corporation.

Service Details

Employee Benefit Consulting
It is important for you to protect your employees’ lifestyle and health needs. BSG offers complete turnkey employee consulting services through a broad range of benefit options and services available for both employers and their employees.

We are licensed in 40+ states and appointed with all national carriers for the following products:
   - Medical benefits                                                            - Voluntary Employee
   - Ancillary benefits (dental, vision, life, and disability)

Employee Education and Communication
We understand how important it is to keep your employees informed about their benefits and engage them to become better consumers. The following programs increase employee’s awareness of benefit information and tools:
  - Open enrollment meetings                                              - Newsletters
  - Benefit Booklets                                                            - Online Portal    
  - Lunch-n-Learns

Online Interactive Enrollment Tools
Utilizing paper enrollment forms creates additional time and expense for your business. By offering an online enrollment tool, employers, employees and their families can:
  - Access their benefit information 24/7 from any place with Internet access  
  - Increase accuracy of the enrollment data 
  - Maintain greater accuracy of data feeds to carriers and payroll

Benefit Administration
Our service team is here to respond and answer your employee’s questions; thus enabling you to manage your business and productivity. Examples consist of: 
  - Benefit and plan design questions                                 - Provider and network questions
  - Billing questions                                                           - Nurse Advocacy
  - Claims and Explanation of Benefit questions

Compliance and Regulatory Support
BSG goes above and beyond to ensure a company’s employee benefit program is compliant with Federal and State legislation. This is maintained through seminars, annual reviews and checklists, newsletters, and webinars.

Wellness Programs
BSG provides comprehensive worksite health programs focusing on lifestyle behavior change. These programs provide forward-thinking organizations the tools they need to offer healthy solutions for employees and their families while also helping to control the bottom line. Our Total Health Cost Management program consists of: 
 - Health risk screenings and assessments (HRA's)           - Onsite coaching and educational services
 - Plan design and incentives                                             - Occupational health Services 

HR Administration
BSG’s service team assists you to partner with the best-in-class payroll and Human Resource providers. We have evaluated and worked with several national recognized providers. Our dedicated and experienced staff possesses the skills and resources to understand your unique requirement which enables us to better meet your needs. 
 - Payroll support                                                              - COBRA (if applicable)
       ~ Comprehensive payroll platform                                     ~ Generate employee notification
       ~ Tax filing and compliance                                              ~ Manage billing
       ~ Employee payment                                                - Flex Plan administration
       ~ General ledger interfaces 
       ~ On-demand reports

Retirement Services
BSG’s team and partner help to identify the ideal retirement solutions for your company and employees. 
 - 401K, 403b, and other profit sharing plans 
 - Plan design and implementation 
 - Ongoing compliance and employee communication

Commercial Property and Liability Insurance
Insurance is a necessary and important component of a sound risk management program. It works best after a company has gone through a prudent and reasonable process for identifying, quantifying and evaluating its risks.

We offer a vast array of insurance products from over a dozen top-rated insurance companies. Our Property and Liability product offering includes the following: 
 - Insurance Coverage Design & Placement                   - Certificates of Insruance
 - Contract Review and Compliance 

Some of the commercial insurance products we place are: 
 - General and Umbrella Liability 
 - Auto Liability 
 - Professional Liability / Errors & Omissions Liability 
 - Workers Compensation 
 - Directors & Officers Liability 
 - Property, Crime, and Surety Bonding